Catland

Understanding your goals, Crafting your solutions & Securing your future.

We make microfinance banking simple for you without compromising on quality.
Explore our Special Savings Schemes and Loan Products.

Explore our services

Loans & Credit

Explore our comprehensive loans & credit portfolio

Payroll Lending

A loan product specifically for salary earners who do not domicile their salary with Catland MFB.

  • Direct salary deduction for repayment
  • Quick enrollment and processing

Catland Micro Loan (CML)

A weekly savings scheme tailored to provide essential business funding.

  • Contribute 10%, we loan 100% of required funds
  • Repayment spread over 12 weeks
  • Flexibility in collateral taken

Short/Medium Term Loan

Designed to boost working capital for active Current Account holders.

  • Duration between 3 to 12 months
  • Low interest on reasonable turnover
  • Regular repayment reduces overall interest

Asset Finance

Purchase commercial or domestic assets with our financing support.

  • 6 to 12 months duration
  • Low interest rate
  • Assets bought in bank's name, ownership reverts upon payment

Savings & Investments

Secure your future with flexible, high-yield plans

Greater Tomorrow Savings

Enhancing parents & guardians in facilitating their children's educational or business needs.

  • Minimum daily saving of ₦200
  • Daily, weekly, or monthly contributions
  • Minimum Tenor: 1 year with attractive interest

Target Savings

Save towards specific goals like a new phone, household items, car, school fees, or solar setup.

  • Open with zero balance
  • 5% interest after 6 months (no withdrawals)
  • Zero maintenance charges

Fixed Investment

Targeted at customers saving for building projects, weddings, or business expansion.

  • Minimum opening balance: ₦5,000
  • Negotiable interest rates and duration
  • Access to loans after 50% contribution

Corper Savings

A specialized account designed for Youth Corpers and students to build financial discipline.

  • Open with zero balance
  • 5% interest after 6 months of active saving
  • Flexible daily, weekly, or monthly savings

Term Deposit

An investment account offering attractive interest rates depending on the amount and duration.

  • Highly competitive returns
  • Receive or send money online easily
Customer service representative with client

Current Account

A standard deposit account enabling the use of cheques and everyday business transactions.

  • Overdrafts allowed on this account
  • Deposit other banks' cheques for clearing
  • Lower COT may be negotiated

Modified Daily
Contribution

A Daily Savings Scheme with the added benefit of accessing loans to boost sales.

  • Doorstep collection of daily savings
  • Simple, flexible loan terms
  • Obtain loan after just 1 month of regular savings

Digital Banking Everywhere

Bank securely from your phone anytime, anywhere. Download our Mobile App or use our fast USSD code.

  • Money Transfer
  • Airtime and Data Bundles
  • Pay Bills
  • Account History

Catland USSD Code

Transfer money instantly using our dedicated shortcode.

*347*38*Acct No*Amount#

Your Funds are Safe and Secure

Catland Microfinance Bank Ltd. is fully licensed by the Central Bank of Nigeria (CBN). All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).

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